Xybern/Industries/Insurance
An agent that triages a claim or prices a risk is making a decision someone will later have to defend. Xybern makes sure it was authorised to make that decision, and leaves proof that it was.
of decisions authorised before they take effect
policyholder outcomes set outside a mandate
unsafe actions caught in the published benchmark
legitimate actions falsely blocked
The first two are structural properties of the layer: no action reaches your systems without a verdict. The benchmark figures come from an open, reproducible test of 137 attack and legitimate scenarios drawn from OWASP, MITRE ATLAS, and CWE. Read the methodology →
We start where an unauthorised decision reaches a customer fastest, usually first notice of loss or automated triage.
Routing and severity calls run inside declared limits. A claim the agent is not authorised to settle is escalated rather than closed.
Settlement authority is scoped by value, product, and jurisdiction, enforced at the moment the agent tries to commit rather than sampled in a later audit.
Recommendations that would move a premium outside approved bands are held for an underwriter, with the reason and the exact rule attached.
Agents receive time-bound access to the policies a task requires. Delegation to a downstream agent narrows the scope, never widens it.
The authority matrix you already maintain becomes a set of mandates the layer applies to agents the same way it applies to people.
Every claims and pricing decision carries a signed receipt naming the rule that produced it, ready for a complaint, a review, or a dispute.
Backtest new mandates against historical traffic to see exactly what would have been blocked before a single live decision changes.
Put your highest-consequence workflow behind the layer in shadow mode and see exactly what would have been stopped, before anything is enforced.
